If you enjoy our content, don’t forget to connect with us on Facebook, Linkedin, and X. Explore even more financial planning resources, community stories, and insights designed to keep you informed and inspired.

Year-End Reminder: Please note our offices will be closed all day on Wednesday, January 1st to ring in the new year.

New Beginnings: Wealth Conversations

Wealth is more than numbers; it’s a source of values, relationships, and opportunities.

Our January Advisor Insights Blog article delves into strategies for fostering meaningful intergenerational discussions regarding wealth, from creating shared family mission statements to embracing financial education, and more.

Discover some tips on how transparency and purpose can transform wealth into a unifying force that has the potential to build stronger, aligned families across generations.

New Beginnings: Wealth Conversations

Changes To Our Newsletter Format

When we began delivering the Moneco Weekly Wealth of Knowledge every week at 12:30 pm ET, we were deep in COVID. The pandemic kept us all isolated and far from one another so we thought, what better than to be available with our newsletter, in addition to our zoom meetings; and all else designed to keep us feeling connected.

For 2025, we want to shift our content for you. We will be delivering our newsletter two times per month beginning in February 2025 as we take some time in the first month of the year to regroup on what is the most valuable content for you, and what stories can best inspire, and help you to pursue your best financial life.

Look for our format change as the shortest month of the year begins in just a few weeks. We will be delivering you content the second and fourth Wednesdays of each month beginning in February, under a new title. Stand by for details!

As ever, continue to check us out on our LinkedIn, Facebook and/or X pages for community updates, industry insights, personal finance tips, advisor blog features and more.

We look forward to this evolution as the new year unfolds and are wishing you all the very best!

Start The Year Informed

Start the year informed! The IRS has announced updated contribution limits for IRAs, Roth IRAs, 401(k)s, and SIMPLE accounts for 2025. Highlights include increased income phase-out ranges for Roth IRAs and higher contribution limits for workplace retirement accounts. These changes could offer new opportunities to maximize your retirement savings while staying aligned with your financial goals.

Whether you’re planning for the long term or nearing retirement, understanding these updates is essential. Please reach out to us to explore how these updates fit into your 2025 financial strategy. We are always happy to help you with your questions regarding retirement or your financial plan.

Click below to review the 2025 numbers.

2025 Retirement Contribution Numbers

Important Disclosures

^{This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.}

^{Moneco Advisors, LLC and LPL Financial are not affiliated with any other referenced entity.}

^{This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.}

^{All stock photo images by Freepik.com}