- Advisor Insights: Dialing In Your Financial Goals
- Our Community: Better Sleep In The New Year?
- Planning/Market: Long-Term Perspectives & Valuations
Starting in February, we will shift our focus from New Beginnings to Generational Planning. Additionally, to enhance our ability to connect with you personally and share our expertise firsthand, our newsletter frequency will transition from 4–5 times per month to 2 times per month, in your inbox. Rest assured, we’ll continue to provide weekly updates and content through our social media channels.
If you enjoy our content, we invite you to stay connected with us on Facebook, Linkedin, and X. There, you’ll find even more financial planning resources, community stories, and insights to keep you informed and inspired. Thank you for letting us be part of your journey!
Dialing In Your Financial Goals
As we turned the page earlier this month to January 2025, many of us set goals, both personal and financial, to reflect our aspirations.
This Insights Blog edition dives into how we can go beyond our traditional financial planning by aligning your financial decisions with your core values, personal growth, and long-term dreams.
By taking an intentional approach, we believe it is possible to develop the power to transform your finances into a tool that not only builds wealth but also can enhance your quality of life. From purpose-driven planning to budgeting for experiences that create lasting memories, to incorporating charitable giving into your strategy, we can share actionable insights to help inspire your most fulfilling path forward.
Whether you’re refining your spending habits, dreaming big for the future, or finding ways to give back, this blog may help you think about a financial plan that can prioritize both security and meaning. We look forward to working together to help make 2025 a year of intentional growth, purpose, and fulfillment. Please click below to read the full blog article.
Personal Growth & Purpose Blog
Better Sleep In The New Year?
Moneco team members recently enjoyed our annual 2025 Kick-Off Meeting in Fairfield, CT. With 64 team members gathered from across our seven Moneco Advisors’ branch locations last week, we welcomed the New Year together!
Fellow colleagues alongside my team collectively reflected on the lessons of 2024, shared new ideas, and mapped out exciting plans to best serve you, our clients, and to deepen relationships and impact in 2025.
The day was filled with collaboration, insights, and team spirit. Additionally, we had a special guest speaking to our team regarding the value of sleep, and reducing stress.
Dr Melissa Milanek was the keynote speaker who delivered terrific tips on how to build and maintain a beneficial sleeping routine. Check out her YouTube video series in the link here.
Dr. Milanek has a valuable set of videos in her shareable “Wellbeing Wednesdays” series. Join us in being better informed regarding sleep and its benefits in helping to cope with the rigors of the modern world. Please feel free to pass her video library along to your family and friends!
Image below: Some smiling faces from our Moneco Advisors Kick-Off Meeting, January 2025.
Long-Term Perspectives & Valuations
In this look at long-term perspectives and understanding how valuations may impact portfolio returns, we have the linked article below for your perusal. This “Chart of The Month” explains what most of have observed, that the S&P 500 has experienced a veritable rally, climbing since the start of 2023 and more than +150% from its pandemic low in March 2020. While this has delivered strong gains for investors, it has also pushed valuations to expensive levels.
In mid-January, trading at over 21x forward earnings, the market reflected conditions last seen during the late-1990s tech boom and the post-COVID recovery, when interest rates were near zero. These elevated valuations may not affect short-term returns significantly, but history shows they can profoundly shape long-term investment outcomes.
The article explores why valuations matter for forward returns, emphasizing the importance of a long-term perspective. While short-term returns are unpredictable, starting valuations can become increasingly influential over time. It’s worth noting that markets can defy expectations in the short run.
To learn more, click below to read the article; and please reach out to my team should you wish to discuss the update. We are here for you!
Long-Term Perspectives: Valuations
Important Information
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.
Moneco Advisors, LLC and LPL Financial are not affiliated with any other referenced entity.
This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.
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