In this edition of the Wealth of Knowledge newsletter, we explore the topic of financial windfalls. Sudden wealth, whether anticipated or unexpected, can present significant opportunity, but also requires careful, informed decision-making.

As part of this focus, we invite you to attend our upcoming webinar, where we’ll discuss planning strategies designed to help you navigate lump sum windfalls with clarity and purpose. Join Moneco colleague, Senior Wealth Advisor Bill Shafransky, hosting an informative webinar on Navigating Financial Windfalls on March 26th at 1 pm. See below for registration details.

Our topics this month include:

Advisor Insights Blog: Why Financial Windfalls are Critical Planning Moments
Market Commentary: Why Oil Prices Matter Less – But Still Move Headline Inflation
Featured Resource: Navigating Financial Windfalls Webinar 3/26

If any of these insights spark questions, please don’t hesitate to reach out to our team. We encourage you to share this newsletter with others who may find it valuable.

Hope to see you soon!

Financial Windfalls & Planning

Turning Sudden Gains Into Lasting Opportunity

Financial windfalls are more than just unexpected gains – they’re critical planning moments.

While sudden gains, from a business sale, inheritance, stock options, or other major payouts can be exciting, they also bring high-stakes decisions. How funds are managed can affect taxes, investments, estate plans, and long-term financial goals. Understanding the full picture before acting can make a meaningful difference.

Slowing down and taking a thoughtful approach matters. Working proactively with advisors, reviewing estate plans, and coordinating strategies across taxes, investments, and charitable goals can help ensure decisions are intentional rather than reactive.

By approaching windfalls with thoughtful, coordinated financial and tax planning, one can move beyond the immediate excitement, and help position one’s financial future with clarity and purpose.

Click below for Salim Boutagy’s insights on Navigating Financial Windfalls.

Weekly Market Commentary

How Energy Markets Shape the Economy

U.S. reliance on oil has declined, and the country is now a net exporter of petroleum products. Lower oil “intensity” means energy shocks have less impact on economic growth than in past decades, and improvements in efficiency have concentrated oil use in the transportation sector. While higher oil prices still put upward pressure on inflation, the domestic economy is better insulated from global volatility than we saw in the 1970s and ’80s.

Geopolitical tensions, particularly in the Middle East, remain a risk. Prolonged disruptions could push energy prices higher, affecting inflation and potentially delaying Federal Reserve rate cuts.

Investors and policymakers continue to monitor oil prices, supply chain risks, and broader macroeconomic trends to navigate uncertainty while positioning for steady growth.

Please reach out to our team with any questions current events and your financial plan.

Click below to read the March 16th Market Commentary from LPL Financial, for insights and market analysis.

weekly-market-commentary-03-16-26.pdf

Featured Resource

Please join us March 26, 2026 at 1:00 PM for our next webinar in our financial wellness series on Navigating Financial Windfalls

Money windfalls can be exciting, but they can also be overwhelming. Join Moneco Senior Wealth Advisor Bill Shafransky MBA, CFP® RICP®, for an engaging session on Smart Moves for Sudden Money: How to Handle a Money Windfall, where he will share practical strategies to make confident, informed decisions when unexpected wealth enters your life.

This session goes beyond the dollars. Bill will cover:

Understanding “sudden wealth” and its implications
Pitfalls most people encounter when money comes unexpectedly
Strategic ways to safeguard and grow your funds
How to approach new wealth with purpose and long-term perspective

Whether you’ve just received an inheritance, a bonus, a business sale, or another unexpected financial gain, this webinar will give you actionable steps to protect, grow, and thoughtfully enjoy your windfall. Because financial planning isn’t just about what comes in, it’s about making it work for what matters most to you.

We invite you to share this with friends, family, or anyone who could benefit or find it interesting. Register here to receive the webinar link for March 26th: https://us06web.zoom.us/webinar/register/WN_rE-i9-PMR4SRNN4V1gKjUA

Important Disclosures

Moneco Advisors is a registered investment adviser. This is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Moneco Advisors and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Moneco Advisors unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services provided by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in this presentation.