Wealth of Knowledge – Exploring The Value of Independence

If you have questions on any of these topics, please reach out and feel free to share with your family or friends. Additionally, we invite you to stay connected with Moneco on Facebook, LinkedIn, or X. Across these social networks, you’ll find pertinent articles, financial planning resources and updates.

👉 Click the image below for a video recap with Eric Johnson, introducing our Wealth of Knowledge content topics.

Independence, With Purpose: What does it really mean to work with an independent financial advisor, and why does it matter? In this month’s featured Advisor Insights article with Charlie Rocco, we explore the benefits of independence in financial planning and why more and more investors are leaving large institutions behind.We take pride in knowing that our independence allows us to offer personalized guidance, adaptable planning tools, and relationships built on what truly matters — understanding your goals and helping you to make confident decisions in your financial life.

👉 Click the image below to peruse the full article and Charlie’s take on independence.

The OBBBA: Tax & Estate

On July 4, 2025, the “One Big Beautiful Bill Act” was signed into law, bringing significant changes to the tax code that could impact everything from your estate plan to your deductions. In response to the many thoughtful questions we’ve received, we’ve put together a short article outlining the most relevant takeaways.

These changes, along with a few others, could affect your tax strategy and long-term planning. As always, please don’t hesitate to reach out with any questions or if you would like to schedule a review.

👉 Read the update here: The OBBBA: Tax & Estate

Independence, In Action

Many investors (of all ages) follow the idea of TINA, which stands for “There Is No Alternative” to investing in stocks. This approach has generally worked well for younger investors over time.

However, as people near retirement, relying solely on this strategy may miss important considerations like risk tolerance, income needs, and Social Security.

Working with an independent advisor means your portfolio can be built around individual goals and circumstances instead of a one-size-fits-all rule. Understanding this difference can help you make more confident decisions about your investments. Reach out to us if you would like to discuss.

👉 Explore the full article here: Independence, In Action

Important Disclosures: Content in this material is for educational and general information only and not intended to provide specific advice or recommendations for any individual. Moneco Advisors is a registered investment adviser. This is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Moneco Advisors and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Moneco Advisors unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments and should not be regarded as a description of advisory services provided by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in this presentation.