- Insights Blog: Advantages of Pooled Employer Plans (PEPs)
- Market Update: Understanding The March Market Selloff
- Retirement Planning: Top States For Retirement
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Advantages Of Pooled Employer Plans
Our Advisor Insights blog this week explores Pooled Employer Plans (PEPs). For small businesses, offering a competitive retirement plan can be a challenge due to high costs, administrative hurdles, and complex regulations. Traditional 401(k) plans can often create significant barriers, but there’s good news: Pooled Employer Plans (PEPs) offer a streamlined solution that can make providing retirement benefits easier and more cost-effective.
PEPs allow multiple employers to pool resources, reducing costs, simplifying administration, and offering enhanced investment opportunities for employees. In the article at the link below, we break down why PEPs might be a retirement plan alternative for your business.
Understanding The March Market Selloff
The stock market experienced a significant pullback in March, with major indexes seeing declines. While this might be unsettling, it’s important to understand that market fluctuations are a natural part of investing. If you’re feeling concerned about the current market fluctuations, you’re not alone. But remember, staying focused on your long-term goals and maintaining a diversified portfolio and a current financial plan can help navigate these short-term swings.
Curious to learn more about the factors driving this market movement and what it could mean for your investments? Please contact us. Our advisory professionals are here for you to help understand the factors contributing to events such as this. See below for the Recap.
Top US Cities For Retirement
When it is your time for retirement, it is important to remember that it isn’t just about stepping away from work—it’s about finding the best place to live out your dreams and all that comes next.
The right location can make all the difference. But with rising costs and the need for many to make retirement savings go further, how do you find a place that ticks all the boxes?
We’ve got you covered! Investopedia, in collaboration with Travel + Leisure, has compiled a list of the top 50 U.S. cities to retire in, based on affordability, healthcare access, and recreational opportunities.
If it is that time for you in the near term, let’s be sure to revisit your financial plan. And whether you’re dreaming of a coastal escape, the City or a cozy small-town retreat, there’s a place for every lifestyle and budget.
Ready to discover which cities made the cut?
Important Disclosures
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.
Moneco Advisors, LLC and LPL Financial are not affiliated with any other referenced entity.
This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.