Welcome to the latest edition of Wealth of Knowledge. Moneco Advisors’ monthly newsletter, featuring smart moves for September: Financial Planning Meets Back-to-School Season.
As summer has turned to autumn this week, it’s a good time to refocus financial strategies; whether you’ve already sent kids back to class or are getting your own plans in order for year-end. In this issue, we’re diving into timely insights to help you stay ahead this fall:
- Advisor Insights: 5 Must-Do Strategies for Back-to-School Savings
- Market Pulse: Interest Rate Cuts: September 2025
- Feature Article: Nearly 30 Years of 529 Plans
Whether you’re planning for education expenses or looking to stay sharp in a shifting market, we’ve got you covered.
If you have questions on any of these topics, please reach out and feel free to share this newsletter with your friends and family.
Additionally, we invite you to stay connected with Moneco on Facebook, LinkedIn, or X. Across our social networks, you’ll find pertinent articles and financial planning resources.
Advisor Insights: Top 5 Back to School Savings Must Do’s
As fall routines return, it’s the perfect time to revisit your college savings strategy.
From setting clear goals to maximizing the benefits of 529 plans, this article outlines the top 5 must-do’s to stay on track — and ahead — when it comes to paying for college. Small steps now can make a big differences later!
Click here for the full Advisor Insights article and video.
Market Pulse: The Fed cut interest rates to support the economy but signaled a cautious approach moving forward.
Despite strong market performance in recent years, elevated valuations and broader economic challenges may limit future growth.
Key factors to watch include inflation, employment trends, and consumer strength.
Read the Market Pulse Article for more details on the latest rate cuts. Click to read the article.
Feature Article: 529’s – Celebrating Decades of Savings Success
Next Year Marks 30 Years of 529 Plans as a Savings Tool.
Read along below on why education planning still matters. Whether you’re saving for a child, a grandchild, or your own lifelong learning, discover how education planning fits into a broader financial picture that supports your values, goals, and legacy.
And…Be sure to visit our new events page for educational/financial wellness webinars, now being held to review tax planning, estate planning, financial planning basics and beyond…learn more at the link below.
Important Disclosures
NOTE: Prior to investing in a 529 Plan investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. (19-LPL)
This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.
Moneco Advisors, LLC and LPL Financial are not affiliated with any other referenced entity.
This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.