“Knowledge is power.” — Francis Bacon
In this April edition of the Wealth of Knowledge newsletter, we focus on financial knowledge and literacy, and how building understanding over time can lead to more confident financial decisions through every stage of life.
This month’s newsletter highlights include:
- Advisor Insights Blog: Financial Knowledge That Grows With You
- Market Commentary: Q1 2026 Recap: The Cost of Concentration
- Featured Article: Social Security – A Closer Look at Reality
If any of these topics raise questions or spark a conversation, we welcome you to connect with our team. And as always, feel free to share this newsletter with anyone who may benefit from these insights.
Financial Knowledge That Grows With You
Building financial wellness through all the stages of life
Financial planning often feels like something to address “later,” but in reality, it evolves with every stage of life. From establishing early habits, to making more strategic financial decisions, to protecting what you’ve built, each phase requires a different mindset.
The key isn’t knowing everything, it’s knowing what to focus on next.
Building on your financial knowledge over time can help create clarity, confidence, and a stronger sense of long-term financial wellness.
Click below for David Plouffe’s Insights Blog.
Q1 2026 Recap: The Cost of Concentration
Keeping Focus on What Matters Most: Your Long-Term Plan
Market volatility doesn’t just test portfolios, it tests perspective. In Q1 2026, diversified investors saw their strategies hold up against very real risks, reinforcing the value of thoughtful positioning.
While uncertainty remains around trade policy, energy markets, and the Federal Reserve, history points to the value of maintaining a disciplined, long-term investment approach through changing market conditions.
Times like these can feel a bit too dynamic, but they’re rarely a reason to step away from a solid financial plan.
Click below to read our Q1 2026 recap, for insights and analysis.
Featured Article: Social Security: A Closer Look at Reality
While headlines often suggest Social Security is “going broke,” the reality appears more measured. Although the program faces a future funding shortfall, it is generally expected to continue paying a significant portion of benefits, even if reserves are depleted.
Ongoing payroll taxes continue to fund the system, and potential policy adjustments may further support its longevity. From our vantage point, better understanding how Social Security truly works can help reduce uncertainty and support more confident, well-informed retirement decisions.
If you would like to learn more about how Social Security fits into your overall financial plan, please reach out to our team.
Moneco Community
You’re invited to join our 2026 Moneco Financial Wellness Webinar Series Webinar #5: Financial Planning Basics & Beyond.
Please join us in an insightful presentation via Zoom April 23rd at 1 pm with Moneco Wealth Advisors, Stephanie Van Albert CFP® and Kyle Scafariello CFP®. Click here to learn more and register for the upcoming webinar.
Important Disclosures
Moneco Advisors is a registered investment adviser. This is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Moneco Advisors and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Moneco Advisors unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Moneco Advisors employees providing such comments, and should not be regarded as a description of advisory services provided by Moneco Advisors or performance returns of any Moneco Advisors client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Moneco Advisors manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in this presentation.